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Bank Of Baroda Home Loan EMI Calculator And Interest Rates

Every individual’s biggest desire is own dream home. People collect the money and try to build it a right place where you can connect with a public transport, hospital, school, and shopping malls easily. But the question is, where can you find the exact place as well as with the lowest interest rate?


So here is the Bank of Baroda home loan, it’s a reputed organization can give you shopping, dining, traveling, and other advantages. You can utilize it according to the needs and requirements.

Before that, you can check the online eligibility, KYC, and income. If you are fit on certain criteria, then nobody can stop you. They set parameters as per a salaried and self-employed. Let’s find out below points.

Eligibility For A Salaried Individual
  • Minimum age should be 21 years
  • Maximum age should be 60 years
  • Income should be that much where you can pay off the loan amount
  • Should have worked at least two to three years
Eligibility For A Self-Employed
  • Minimum age should be 21 years
  • Maximum age should be 70 years
  • Total experience of business handling should be two to three years
  • A regular income through which can pay off the loan
KYC Factor For A Salaried Individual
  • Age proof: PAN card, and passport
  • Identity proof: A copy of Aadhaar, voter ID, and driving license
  • Address proof: A copy of ration card, a recent telephone bill, and electricity bill
  • Income proof: Last three months salary slip, last two years form 16, and a last six months bank statement
KYC Factor For A Self-Employed
  • Age proof: Any certificate from the statutory authority
  • Identity proof: A copy of voter ID, driving license, and passport
  • Address proof: A recent telephone bill, electricity bill, and Aadhaar
  • Income proof: Last two years income tax return copy, and one-year bank statement both self and business
Calculate The Exact Home Loan Through EMI Calculator

What is an EMI calculator? It’s a magical tool and uses to check the exact payable amount to the lender. You need to login the bank of baroda home loan EMI calculator site and enter few details like amount, tenure, and an interest rate. After submission, within a second you can see monthly payable amount information reflect on your screen. One more thing about this tool, it’s free to use you can check until not satisfied with your report. The bank of Baroda home loan EMI calculator can use for own benefits, so that know the exact amount.

Bank Of Baroda Home Loan Interest Rates

Do you ever think, why it’s necessary to check home loan interest rate while applying for a loan? No, don’t worry we will describe to you the point. Nowadays in the financial market world, almost every bank can give you extra fund. But, you need to select that one where you can get a lowest-interest rate. That’s the reason before can apply, should check the rate.

If you know the bank of baroda home loan interest rate, they give 8.45% to 9.45% for up to 30 years. Processing fee 0.25% to 0.50% of the loan amount and foreclosure charge NIL.

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